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Directed payment platform

Disburse funds. Stay in control.

Bank transfers take 3 days. Cheques take 15. Generic prepaid cards have no rules. Tyris turns every claim, benefit or grant into a directed payment card — bound by your business rules, issued in less than 5 minutes.

Demo accessible immediately · No sign-up required

Virtual card
Active
4842 ···· ···· 5921
Exp 12/26 · CVV ···

Limit

€1,500.00

Validity

15 days

Category

Car repair shop

Merchant

AD Carrosserie 75

Payment authorized

€412.90 · 2 min ago

Rule applied

AD Carrosserie 75 · Mon-Sat · 9am-7pm

5 dimensions

of combinable rules

amount · dates · days · category · merchant

< 5 min

to issue a card

instant activation

100 %

of payments traced

native audit log and exports

EU

sovereign hosting

high-availability platform

The solution

Five reasons to adopt Tyris

Directed payment as a platform: from granular control to native banking compliance, for any organization disbursing funds to beneficiaries.

Total spend control

The right amount, at the right merchant, at the right time.

  • Limits per card, per day or per transaction, adjustable any time
  • Restriction by merchant category (MCC) and by exact merchant (MID)
  • Configurable time window: validity dates and allowed days

Instant activation

A card ready in minutes, an app to use it.

  • Card available in under 5 minutes, usable from the mobile app
  • Native app for balance, transactions and rules in real time
  • Built-in dispute workflow, no paper form

Native banking compliance

A banking actor’s infrastructure, without the integration project.

  • Issuance operated by an EU-licensed e-money institution
  • Built-in complaints workflow and regulatory reporting
  • EU sovereign hosting, high-availability platform

End-to-end traceability

Every euro tracked, every action audited.

  • Timestamped history of each transaction and rule change
  • Accounting export and financial reporting ready for your auditors
  • Audit log accessible to your compliance and risk teams

Built for your teams

A clear dashboard, not yet another ERP.

  • Guided case creation, bulk CSV import for mass distribution
  • Multi-team support and granular permissions, complete activity log
  • Real-time view of cards issued, spent, suspended or closed
How it works

From configuration to reconciliation, in 4 steps

Directed payment in practice: a workflow that fits your existing processes, no need to rewrite your back-office.

  1. Step 01

    You configure the card

    From the dashboard, you create a card in a few clicks: amount, allowed merchants, validity dates, spending categories. Tyris applies your rules to every transaction.

  2. Step 02

    The beneficiary receives the card

    The card is available immediately in the Tyris app. The beneficiary pays their supplier, provider or merchant with no extra steps.

  3. Step 03

    Tyris controls every payment

    Any transaction that doesn't match your rules is declined at the source. In case of fraud or dispute, you suspend the card instantly and trigger a dispute in one click.

  4. Step 04

    You monitor and report

    You track spend, active cards and incidents in real time. Accounting exports, fraud indicators and regulatory reports are generated automatically.

The product

A web platform for your teams, a mobile app for your beneficiaries

Built for everyday use: actions in two clicks, views filtered by team, real-time data. No heavy training required.

tyris.fr/dashboard
Tyris dashboard — Overview: KPIs, recent cases, transaction volume

Real interface preview — fictitious data and beneficiaries for illustration purposes.

The Tyris effect

Beyond payment: a single channel for everyone

Encrypted payment is only part of Tyris. Declarations, supporting documents and complaints flow through the same tool — your beneficiaries gain autonomy, your teams gain efficiency.

Declaration

Claims filed from the app

The beneficiary opens a case in a few taps, attaches photos and geolocation, signs on screen. Your teams receive a pre-qualified case, with no paper form or manual data entry.

Documents

Documents collected without follow-ups

Notification to the beneficiary as soon as a document is missing. Mobile upload, automatic association to the case. No more chasing documents by email or phone.

Complaints

End-to-end customer service

The beneficiary submits their complaint from the app, your teams handle it in the same dashboard. Escalation workflow, deadline tracking and regulatory reporting are automated.

For your beneficiaries

  • A single app to pay, declare, send, dispute
  • No upfront expenses, no paperwork, no waiting
  • Tracked replies, status visible in real time

For your teams

  • Pre-qualified cases, documents already attached
  • Fewer follow-ups, less data entry, fewer tickets
  • Reporting and compliance generated automatically
Use cases

Four real-world examples of directed payment

Tyris adapts to any organization disbursing funds with rules. Here are some representative scenarios, from insurance claims to social aid and employee benefits.

Insurance — claims

Auto, home, water-damage indemnification

Before Tyris

The insured waited 8 to 15 days for a cheque, or fronted the cost hoping for a quick refund. The claims handler validated the invoice after the fact.

With Tyris

The card is created as soon as the estimate is approved, capped at the accepted amount and restricted to the chosen garage, hotel or contractor. Settlement is tracked, the invoice attached to the case, the claim closed in days.

Health & insurance

Controlled coverage of healthcare services

Before Tyris

Complex third-party payments, invoices to settle by the beneficiary then reimbursed, or multiple cash advances by phone.

With Tyris

A card is issued for the authorized service — optician, audiologist, physiotherapist — with the right limit. The beneficiary fronts nothing, you keep control over the scope.

Social aid & solidarity

Controlled emergency assistance

Before Tyris

Bank transfer or paper vouchers with no usage guarantee. Tedious reporting, missing receipts, risk of misuse, humiliating experience for the beneficiary.

With Tyris

Aid is loaded on a card that only accepts spending compliant with your policy: groceries, energy, pharmacy, transport. The beneficiary keeps their dignity, you keep control.

Works council & employee benefits

Distribution of benefit and incentive cards

Before Tyris

Generic prepaid cards with no real usage control, or paper vouchers that get lost. Manual process to activate, top up and distribute.

With Tyris

Cards are issued in bulk, with rules that restrict usage to your scope (catering, culture, sports depending on the program). Activation, monitoring and closure are automated.

Comparison

Tyris versus traditional disbursement methods

Directed payment is not just another prepaid card. It combines what each traditional method only does halfway.

Bank transfer

  • Time to availability — 1 to 3 business days
  • Restriction by merchant
  • Restriction by category
  • Time window
  • Native audit log — Bank statement
  • Instant suspension

Cheque

  • Time to availability — 7 to 15 days
  • Restriction by merchant
  • Restriction by category
  • Time window — Validity date only
  • Native audit log
  • Instant suspension — Complex stop

Generic prepaid card

  • Time to availability — Variable
  • Restriction by merchant
  • Restriction by category — Limited
  • Time window
  • Native audit log — Limited
  • Instant suspension

Tyris

  • Time to availability — Less than 5 minutes
  • Restriction by merchant
  • Restriction by category
  • Time window
  • Native audit log
  • Instant suspension
Security & compliance

Directed payment on a banking infrastructure ready to use

Your internal audit, compliance and risk teams find their answers from the very first demo.

Licensed institution

Card issuance operated by an EU-licensed e-money institution.

GDPR

Data minimization, documented retention periods, data subject rights exercisable from the application.

EU sovereign hosting

High-availability platform, data hosted exclusively in the European Union. No transfer outside the EU.

Immutable audit log

Timestamped traceability of every user action, exportable for your internal and external audits.

3D Secure & anti-fraud

Strong authentication on every online payment, instant card suspension in case of suspicion or abnormal behaviour.

Complaints & reporting

Complaints workflow, escalations, quarterly reporting and incident registry compliant with network requirements.

Who it's for

Tyris directed payment fits any organization that disburses funds

A vertical platform, five types of actors served on the same technological foundation.

Insurers and mutuals

Auto, home, health, life claims — you industrialize indemnification while reducing fraud.

Local authorities & social services

You distribute one-off aid, emergency assistance or allowances with strictly controlled use.

Associations and foundations

You disburse grants, local sponsorship or aid to beneficiaries with traceable supporting documents.

Works councils & HR services

You distribute benefit, restaurant or leisure cards to your employees with mastered usage rules.

Professional programs

You equip sales reps, temporary workers or subcontractors with ring-fenced mission cards.

FAQ

Your first questions, our answers

A question that isn't listed? Write to us, we reply within one business day.

What is directed payment?

Directed payment is a payment mechanism bound by rules defined by the issuer: maximum amount, allowed merchant or merchant category, validity period, allowed days and hours. The beneficiary receives a payment card usable only within this framework. Tyris is a directed payment platform designed for organizations disbursing funds: insurers, public authorities, associations, works councils, health and life-insurance bodies.

How long does it take to deploy Tyris?

A pilot integration is typically operational in four to six weeks, depending on the depth of integration with your existing systems. Tyris can be used standalone (web dashboard + mobile app) with no backend integration to start.

Do we have to integrate Tyris with our IS?

No. The dashboard and mobile app run standalone. A REST API then enables progressive integration with your existing tools (claims management, accounting, CRM, payroll, business ERP).

What is the business model?

B2B quote-based: a monthly subscription per card-issuance tier, plus a commission per transaction depending on volumes. No setup fees. Contact us for a proposal tailored to your case.

Does Tyris replace our current payment provider?

Tyris is a vertical complement. It plugs into your existing tools and replaces beneficiary-side payment flows (cheques, manual transfers, generic prepaid cards) that lack control or traceability.

What happens if the beneficiary disputes a payment?

The dispute workflow is natively integrated. You suspend the card in one click and trigger the dispute from the case. Follow-up (chargeback, pre-arbitration, defence) happens inside Tyris.

What data is stored and where?

All data is hosted in the European Union on a high-availability platform. Sensitive data benefits from encryption at rest and in transit. No transfer outside the EU is performed under the standard service.

Is Tyris suitable for non-insurance use?

Yes. The rules engine, the dashboard and the mobile app are designed generically. Covered use cases include insurance claims, social aid (CCAS, associations), employee benefits (works councils), health insurance, and any rules-based fund distribution programme.

See directed payment in action.

The public demo is accessible immediately, with representative fictitious data. No sign-up, no commitment.